Employee Benefits

We provide timely service and certification for compliances

Products & Pricing

From Ideating to Pricing to Product Approval – we work with cross functional teams

Financial Reporting & Audit

We strive for Consistency and Reliability in the work we undertake

Risk & Capital Management

We share the best Practise & help our client achieve optimal results

Statutory Roles

We have experts who provide the best advise which help meet regulatory requirements

About Us

iActuary is an actuarial team that partners with leaders in insurance business to tackle their most important challenges. iActuary’s diverse team brings deep actuarial expertise and a range of perspectives to the ever-changing dynamics in the Insurance industry. We work in a uniquely collaborative model across our client organisation to deliver insights and results that help our clients thrive and grow.

Subha Neelakantan FIAI

Founder & CEO – iActuary Consulting & Services

Subha is an energetic fully qualified actuary with over 21 years of experience in the areas of Actuarial Pricing & Research, Product development, Re-insurance structuring, Actuarial Valuation, Experience Analysis and Client management in the insurance / reinsurance industry primarily in India.

She has built a variety of new products and services in the health and life domain by partnering with leading digital service providers.

Our Services

Employee Benefits

Choose a Reliable, Service Oriented and Trustworthy partner

Performing statutory valuations (AS15 actuarial valuation, IAS19, US GAAP and other International Accounting Standards) of your organization’s employee benefit schemes so that you stay in compliance with the regulatory standards and manage to plan for the future intelligently.

The main defined benefit plans that encompass our valuation services are:

Gratuity actuarial valuation
Defined Benefit Pension Plans valuation
Actuarial valuation of Leave Encashment
Long Service awards valuation
Provident Fund valuation
Post-Retirement Medical Benefit Schemes
Any other like Warranty Cost/Rewards points accumulation etc.

We provide an actuarial valuation of gratuity and other valuations so that you comply with the regulatory framework.

Insurance Consulting

Use a Knowledge driven, Experience and Client focussed partner

Pricing & Product Development

Product Ideation & Brainstorming

Product Design & Specifications

Regulatory Filing

Financial Reporting & Audit

With our knowledge and experience we offer solutions to help clients meet their demands.
Reserving and Statutory Valuations
Calculation of statutory reserves
Analysis of surplus
Reserve adequacy testing and Capital modelling
Model creation, validation & Model testing
Audit of current models

Risk and Capital Management

We bring experts who specialise in providing business solutions and optimising strategies to create value for various stakeholders. We offer our services in the following areas
Reinsurance optimization
Asset-liability management
Dynamic financial analysis
Economic capital modelling
Bonus reserve valuations

Statutory Roles

We provide independent review and will be able to give you unbiased views of the different options available.
Peer Review
With Profits Committee
Independent review of current basis


If you are interested please send us your cv at

Contact Us

If you have a project you would like to collaborate on we would love to hear from you!

Thank you for visiting.

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